In a time when everything seems to be more expensive, and people are trying to stay ahead of their finances, finding a functional medicine doctor who accepts insurance is essential. Finding a functional medicine specialist who accepts insurance allows you to manage costs while receiving comprehensive care. Insurance coverage can significantly minimize your out-of-pocket expenses for consultations, diagnostic tests, and treatments, allowing you to focus on your health without the added stress of financial burdens. 

Insurance coverage makes it possible for more people to get functional medicine's personalized, holistic care. But with dozens of options and vague website details, how do you find the best functional medicine specialist who accepts insurance? Luckily, we’ve done some of the legwork for you here.

The Best Functional Medicine Doctors That Accept Insurance.

Choosing the best partner for your healthcare depends on several details, including what treatments you need, your specific insurance coverage, and your personal preferences. To save you some time, we've researched the best functional medicine doctors that accept insurance based on available online information. 

Functional Medicine Doctors that Accept Insurance

Program

Offers

Cost

Insurance

  • With insurance Membership: $99/month
  • With insurance: 
    • unlimited doctor visits
    • unlimited nutritionist visits
    • Includes lab tests
  • Chronic condition management
  • Mental health
  • Weight management
  • Sexual and Reproductive health 
  • Diabetes management
  • Urgent care
  • Membership: $17/month + visit copay
  • With insurance visits: $30
  • Self-pay visit: $129
  • Humana
  • Aetna
  • Cigna
  • Diabetes management
  • Weight management
  • High cholesterol
  • High blood pressure
  • Membership: $69/month
  • Medication costs not included
  • Blue Cross Blue Shield (Texas and California)
  • United Healthcare
  • Aetna
  • Anthem
  • Women's health
  • Men's health
  • Senior health
  • Sexual and Reproductive health 
  • Travel medicine
  • Diabetes management
  • Urgent care
  • Membership $15/month
  • Each visit: $44
  • Urgent care: $59
  • Self-pay visit: $129
  • Works with most major insurance companies
  • Chronic condition management
  • Mental health
  • Weight management
  • Dermatology
  • Senior health
  • Children’s health
  • General medical visit: $89
  • Nutritionist: $95
  • Dermatology: $95
  • Mental health: $75
  • Works with most major insurance companies (specifics unlisted)

Expanding Your Options with Out-of-Network Providers 

While we’ve listed some of the best companies that provide functional medicine care that accept insurance, many telemedicine companies don't take insurance at all. The companies above, and others that accept insurance, will fall into one of two insurance categories: in-network and out-of-network providers. 

  • In-network: The provider or company has an existing agreement with certain insurance carriers. They follow a set fee schedule for billing and payments. 
  • Out-of-network: The provider or company doesn't have the same agreement but can still work with you. In fact, there are some additional benefits to choosing an out-of-network provider. 

In-Network

Out-of-Network

Pros

Cons

Pros

Cons

  • Cost savings
  • Predictable expenses
  • Smoother preapproval process (if needed)
  • Limited provider options
  • Limited treatment options
  • Long wait times
  • Access to top providers of your choice
  • Personalized care
  • Better outcomes
  • Potentially higher costs
  • Complex billing
  • Preapproval processes 

Choosing an out-of-network healthcare provider can be tricky, and there are some disadvantages based on your insurance plan and the treatment you need. However, many out-of-network providers will work with you to help minimize costs. Some providers even offer insurance coordination services, guiding you through preapproval processes to avoid any financial surprises.

Am I a Candidate?

Index Health provides the best functional medicine doctors that accept insurance to bring you relief from your ongoing symptoms. Become an Index Health member today and get a long-term partner dedicated to helping you achieve optimal health and feel great again.

Index Health is one of the best companies to find functional medicine doctors that accept insurance. We offer telehealth appointments with holistic specialists from the comfort of your own home. Reach out for a free consultation.